Montenegro Citizenship Program

Time to citizenship

6-8 months

Minimum Investment


Type of investment

Donation - Real Estate

Visa free Countries

124 Including Schengen

Overview of Montenegro

Situated in South-eastern Europe, bordered by Croatia and Bosnia, Montenegro spans a total land area of 14,026 km2 with a population of 622,182 people, according to UN data. Montenegro sustains its economic prosperity through a highly diversified economy. Historically, farming and fishing played dominant roles in Montenegro’s economy, with over two-fifths of the country covered by woodlands, making forestry economically significant.

Moreover, tourism stands as the primary sector of Montenegro’s economy, solidifying its position as a major tourist destination. The country’s alluring landscapes, picturesque beaches, and historic stone houses attract both domestic and international tourists. Anticipated by 2025, Montenegro aims to meet the EU requirements for accession.

Montenegro commenced its Accession process to the European Union in November 2005 and currently benefits from €507 million in developmental aid, a funding mechanism provided for EU candidate countries.








Total Area

13,812 km2






Parliamentary Republic


Population (2024)


Citizenship by Investment Program of Montenegro

Montenegro introduced its Citizenship by Investment Program in 2019, providing a more cost-effective citizenship option compared to other European countries. While Montenegro is not currently a member of the European Union, it is expected to join in 2025. Despite this, the country is a NATO member, granting its citizens visa-free access to over 124 countries. Montenegrins also have the privilege of living and working in the United States of America through the E-2 Treaty Program.

Apart from its affordability, the program boasts a relatively quick processing time, with residency approval in just three weeks and citizenship approval within six months. To qualify, applicants must invest either €250,000 in government-approved property in the northern region or €450,000 in the southern region. Additionally, investors are required to make a €100,000 donation to the Montenegrin government. Notably, maintaining citizenship does not necessitate residency in Montenegro, and families are only obligated to spend five days in the country during a 5-year period.


Which Family Members Can Be Added in the Same Montenegro Citizenship by Investment Application?

  • Spouse
  • Children under 26 years old who are financially dependent on the main applicant
  • Parents and grandparents 65 years or older

Citizenship and Passport Benefits of Montenegro

  • Enjoy visa-free access to over 120 countries and territories, including the Schengen zone.
  • No language test is required for the citizenship application.
  • Citizenship processing is exceptionally fast, taking only six months.
  • Investors have the right to live permanently in Montenegro but are not obliged to do so.
  • Benefit from one of the most favorable income tax rates in the world in Montenegro.
  • Montenegro is a candidate for EU membership, adding potential future advantages for citizens.
Montenegro Citizenship by Investment

Montenegro Citizenship Through Real Estate Investment

The Montenegro Citizenship by Investment Program mandates applicants to make a €100,000 contribution to a government fund and invest in government-approved real estate projects. The property investment value varies based on location, with properties in the less-developed northern areas requiring a minimum of €250,000, while those in the vibrant southern coastal region must be valued at €450,000 or more. The government pre-approves the real estate options available. Typically, investors obtain their passports within six (6) months of application, and they are required to visit Montenegro for five days over a five-year period to maintain their citizenship.

Montenegro Citizenship by Investment Cost

Real Estate Investment

€250,000 in the northern region or
€450,000 in the southern region

Government Donation


Application fees

€15,000 for a single applicant
€10,000 per dependent for up to 4 dependents
€50,000 per dependent for the fifth dependent and more

Due diligence fees

€7,000 for a single applicant
€10,000 for a family up to 4 persons
€1,500 for the fifth and next dependent, per person


How to Qualify for Montenegro Citizenship?

  • The main applicant must be 18 years of age or older.
  • Investors must be third-country nationals and not citizens of the EU/EFTA.
  • Applicants should have no criminal record and no sanctions or bans on entry to specific countries, including the EU, the UK, the USA, or Canada.
  • Investors must demonstrate that their funds have been legally acquired and possess a good credit history.
  • Applicants must be in good health.

Reach us to learn all about Montenegro Program, Application Details and Visa-Free Countries

In recent years, the Montenegrin government has effectively endeavored to broaden the array of countries that grant visa-free access for Montenegrin passport holders.

FAQ’s About Montenegro Citizenship

How can I get Montenegro citizenship?

Montenegro’s citizenship can be obtained by making a contribution of €100,000 to the government and investing in pre-approved real estate projects. The investment value for properties in the northern region must be at least €250,000, while those in the vibrant southern region should be valued at €450,000 or more.

Does Montenegro allow dual citizenship?

Yes, Montenegro allows dual citizenship, and investors are not required to relinquish their existing citizenship when obtaining Montenegrin citizenship.

Is Montenegro part of the European Union?

Montenegro is not currently a member of the European Union. However, it is a candidate country, and there are expectations that it will join the European Union by 2025.

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